SIGH
you need it…
health insurance
There are so many issues with insurance I’m still not sure where to start writing!
10 reasons why health insurance sucks
- you don’t have coverage
- high deductibles
- high co pays
- small networks of doctors
- high premiums
- denied claims
- unpaid claims
- documenting spending account transactions
- a diagnosis
- communication
Did I miss a reason? Comment below…
How I deal with my commercial health insurance policy…
- I know my coverage and benefit
- I know my cost, deductibles, premiums, out of pocket max, everything!
- I check online for my explanation of benefits (EOB)
- I check my EOB with my providers summary of monthly charges
- I call at least once a month to have claims reprocessed, explained, or justified
- I ask for a supervisor often
- I make copies of everything
- I fax (old school but cheap and you have a receipt of delivery)
- I cuss at them over the phone, just because it makes me feel better
- I ask for support services, treatment plan nurse or employee support programs
Stay connected for more insurance stories in the future and please comment with any ways insurance sucks that I left out!
Ruthfulness 